From Broke-ish to Boujee Blog
Living your best life starts with savvy financial moves. Learn the tips, strategies and trends no one is talking about.
High earner in your 30s? Want to be a multi-millionaire? Start now—But watch out for lifestyle creep.
Look, we’ve seen this movie before. Talented young professional starts making real money, upgrades the car, gets a bigger apartment, starts ordering the really nice
How to Start Setting Financial Goals
So, you’re staring at your life and thinking, “What the hell am I supposed to do?” But let’s be real, that’s just a more
Top 10 2024 HENRY Goals
If there’s one thing millennials have made clear by their binge-watching habits, it’s this: we’re all in on the voyeuristic thrill of peeking into
Why Taking Advice From Your Parents is Dangerous
Every time the GOAT debate in sports comes up, the conversation inevitably turns to eras. Could Jordan dominate in today’s NBA? How would LeBron handle
Your Home Is Not A Good Investment
If you’re banking on your home as a big investment, you’ll want to read this. We’re breaking down the real, often overlooked financial side of
Equity Comp 101
Equity compensation can be a nice bonus in your pay package, but you gotta stay grounded about it. Don’t go in thinking you’re retiring off
Spender married to a saver – can it work?
When opposites attract, it’s like Steph Curry hitting 3s in the Olympics—pure magic. But what happens when the spender’s draining your savings like a bad
Why risk tolerance is BS
Risk tolerance is an archaic method for deciding how you should invest. What does skydiving have to do with reaching your goals? A goals-based approach,
When financial compromise is worth it
Take a timeout and really look at your current spending habits. Are they in sync with your priorities, values, and goals, or are you just
Pros and cons of DIY investing
There is a right and a wrong way to DIY invest. Avoid these hazards and take advantage of easy optimizations. Investing is a cornerstone of
Financial talks for couples
Talking money is like playing zone defense—you need a strategy, good timing, and some gut instincts. When it comes to discussing finances with your partner
2024 travel hacks
Travel hacks are for hacks. There are no deals to be had, but when you utilize the right credit cards, plan with our reverse budget,
How to buy nice things and not feel guilty
Conscious spenders prioritize what they value and are willing to spend on it. This approach will help you enjoy today without regretting it later. Time
Should you invest in cryptocurrency?
Cryptocurrency, while offering potential for high returns, is highly volatile and speculative, akin to gambling. Major red flags include past collapses of billion-dollar companies and
How to break up with your financial advisor
If you’re considering changing financial advisors, follow these three steps for a smooth transition. First, keep in mind that it’s a business decision, not a
The cost of financial planning
Many assume financial plans and advisors are reserved for the rich. Most of them are. There are often excessively high minimum requirements to get a
Debt Snowball or Debt Avalanche?
The Debt Avalanche and Debt Snowball method are two ways to pay down debt. But choosing between the two may not be the most important
How much cash should I have by age 40?
We have 3 goals for you by the time you hit 40: 1) Student loans are 100% paid off. 2) You have an investment account
What is the FIRE movement?
The FIRE Movement (Financial Independence, Retire Early) is all about the belief that adopting a frugal lifestyle is the key to unlocking freedom. The playbook
What to do with an inheritance?
A windfall of wealth is fun. One day you’re watching the Canucks on TSN, and the next, you’re sitting in the third row behind the
Should You Use a Robo Advisor?
Robo advisors, they’re like digital wizards, using algorithm-driven automation to dish out and enact financial advice. Picture this: you answer a bunch of online questions
How to Travel for Free (when you’re not an influencer)
Alright, let’s get one thing straight – traveling for free is just a pipe dream, even for influencers. Everyone has to put in the effort.
What to do with your bonus?
What to do with your work bonus? Go nuts. Seriously. Take 30% for things like an emergency fund, paying off credit card balances/student loans, save
Top 10 2023 HENRY Spending Goals
Alright, folks, if there’s one thing millennials have made clear by their binge-watching habits, it’s this: we’re all in on the voyeuristic thrill of
There Are No Dynasties with Investing
Mutual funds or index funds? The fees are (much) lower with index funds, but what about performance? We have you covered. Imagine the NFL without
Three Reasons to Ditch Your Toxic Market Obsession
If you want drama in your life, watch Vanderpump Rules. Investing should be less like Tom Sandoval and more like Marcus Aurelius..stability, detachment, and a
There’s no I in Wealthy
Alright, your financial game plan kicks off with a simple move, knowing your income. You’ve got to be crystal clear about the money that’s rolling
Why you need to talk about estate planning.
I bet a lot of you are thinking, “Estate planning? That’s for old folks with estates, right? What’s it got to do with me?” The
People are wrong about leasing.
If you’re tough on your car or a road warrior, buying is your play. Leases, on the other hand, don’t demand a hefty upfront payment.
The Golden Ticket to Investing
If you’re investing in mutual funds, you might be more likely to win your fantasy football league than beat the market. Time is a flat
How much cash to keep in the bank?
Financial guidance isn’t one-size-fits-all. Anyone handing you a fixed sum that all Millennials should have for anything is oversimplifying. So, when people inquire about the
3 Strategies to Crush that APR
Far too many Canadians look at their monthly credit card statement without knowing that there are many ways to decrease that balance staring back at
ESG investing isn’t all that it’s cracked up to be.
If you care about how your choices affect this gorgeous green planet, it’s time to talk about socially responsible investing. What are ESG funds? ESG
Are you a HENRY?
HENRYs are often referred to as “the working rich,” as a significant number of them find themselves living from one paycheck to another, regardless of
Are group RESPs a scam?
RESPs are a feel good gift toward your child’s future, but predatory companies take advantage of unsuspecting parents. Reddit is littered with stories of parents
Job-hopping and pensions.
According to a recent Gallop poll, milennials are job hopping more than ever. Makes sense, 60% of job hopper reported higher earners in their new
Can you afford your lifestyle?
Lifestyle Creep occurs when spending rises in tandem with income. Let’s assess your financial goals to ensure that spending aligns with your priorities. It’s a